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It's an at-fault collision claim, so probably will increase your premiums, unless you have some sort of accident forgiveness. What Do You Do After Being Involved in an Accident in a Parking Lot?

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An at-fault driver's auto insurance should cover the property damage they caused to the other vehicle. When it comes to car accidents in parking lots, fault isn't always divided 50/50. Liability is based on the specifics of the situation,

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